Everyone wants the best for their children and none of us know what the future holds. I believe that with a little forward planning it is possible to give your children the best future and the best education. You might be looking at: 

• A tax efficient way of building up savings for future school fees or university costs 
• Spreading the cost of current school fees 
• Protecting the school fees in the event of your death, illness or incapacity 

Whatever your situation, I can help you plan for your children’s future by providing you with a range of financial solutions to help you invest on behalf of your loved ones. 

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.